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Cooperative
Solutions.

Member-oriented system with 360° member view built on core banking features but with the functionality of cooperative operations.

CyberONE Cooperative Logo
Interactive Atomic Orbital Architecture

Cooperative Solutions

System modules built around membership as its core, driving digital transformation and automated processes within the cooperative ecosystem.

Coop Center Logo
Cooperative Modules

Other Cooperative Solutions

Secure, scalable, and fully integrated modules designed to accelerate the growth of cooperatives.

Pesonet

Pesonet

Web-based over-the-counter outward transactions and automated inward batch processes

DDMS

DDMS

DIGICUR monitoring and management of secure storage of digitized document

RMS - COCREE

RMS - COCREE

XSD compliant report process, generation-compress-encrypt

RMS - FRP

RMS - FRP

API-Based report submission compliant to BSP's XSD formatted report

ARAP

ARAP

GL Integrated Accounts Receivable and Accounts Payable

Mobile App

Mobile App

Robust suite of banking services, support Interbank fund transfer and Bills Payment

ATM

ATM

Real-time 24/7 ATM switch module & balance synchronization

Check Warehousing

Check Warehousing

Automated post-dated check tracking and GL clearing posting

Disbursement System

Disbursement System

Automated payout workflow management with multi-tier authorization

MMS

MMS

Automated transaction alerts and multi-channel customer communications

Mobile Collection

Mobile Collection

Field collection Android app with real-time posting and digital receipts

SSS eCollection

SSS eCollection

Real-time SSS contribution and loan payment posting via direct API

ADCA

ADCA

Multi-source deposit cascading and automated settlement logic